{"id":56596,"date":"2016-09-29T00:50:02","date_gmt":"2016-09-28T22:50:02","guid":{"rendered":"http:\/\/beta.next-finance.net\/innovation\/amundi-launches-a-new-generation-of-structured-product\/"},"modified":"2016-09-29T00:50:02","modified_gmt":"2016-09-28T22:50:02","slug":"amundi-launches-a-new-generation-of-structured-product","status":"publish","type":"post","link":"http:\/\/beta.next-finance.net\/en\/innovation\/amundi-launches-a-new-generation-of-structured-product\/","title":{"rendered":"Amundi launches a new generation of structured product"},"content":{"rendered":"<p>With today\u2019s low interest rate environment and highly volatile markets, many investors are faced with the<br \/>\nchallenge of deciding how to save and build capital while protecting their investments over the long term.<br \/>\nTraditional forms of savings, can no longer be relied upon to provide regular, growth and income. In reality,<br \/>\nthey can erode invested capital when inflation is taken into account.<\/p>\n<blockquote><p>The fund is designed for investors looking for returns through financial market investment but who do not have the appetite for the associated risks.<\/p><\/blockquote>\n<p><strong>A broad investment universe with active dynamic management <\/strong><br \/>\n[[ For more information on the investment policy, please refer to the Fund Prospectus and the Sub-fund KIID]]\n<p>This fund aims to achieve moderate growth through an actively managed portfolio based on fundamental<br \/>\nmarket analysis and investment with conviction. The fund management team can seek performance<br \/>\nopportunities from a wide investment universe drawing from the complete range of asset classes, sectors and<br \/>\nindustries, issuers, geographical areas and currencies. When market conditions are on an upward trend, the<br \/>\nfund invests in riskier assets, such as equities and corporate bonds, to capture their performance potential.<br \/>\nWhen the market starts to show signs of a negative trend, the managers reduce the portfolio\u2019s level of risk and<br \/>\nthe fund shifts towards less risky assets, such as government bonds and money market instruments.<\/p>\n<p><strong>Peace of mind through the partial permanent capital protection<\/strong><\/p>\n<p>For investors reluctant to take risk on their capital, Amundi has integrated a partial permanent capital<br \/>\nguarantee. The daily capital protection of 90% is locked in at the highest net asset value (NAV) achieved since<br \/>\nthe fund inception date. In this way, the level of protection increases each time the fund\u2019s NAV reaches a new<br \/>\nhigh.<br \/>\n<quote>If markets trend downwards, and the fund\u2019s NAV declines, the protection facility guarantees investors\u2019 capital will not fall below 90% of the highest NAV recorded. In addition, this new generation of structured<br \/>\nproduct offers subscription and redemption any time without penalty to the guarantee, so investors can access their investment whenever required.<\/quote><\/p>\n<p>Christian Pellis, Global Head of Distribution of Amundi, says <em>&#8220;In today\u2019s long term, low interest rate<br \/>\nenvironment, savers are caught between a rock and a hard place. With this fund, investors have a new<br \/>\napproach to boosting returns without exposing themselves to too much risk. It has broad appeal for investors<br \/>\nwho, for many reasons, remain cautious, such as those looking to transition into lower risk strategies, or people<br \/>\napproaching retirement who cannot afford to risk a fall in the value of their assets.\u201d<\/em><\/p>\n<p>Isabelle de Malherbe, Head of Product Specialists &#8211; Structured Solutions, of Amundi, <em>&#8220;With its wide investment<br \/>\nuniverse, the investment strategy adapts dynamically to different phases in market cycles. In this way, the fund<br \/>\nseeks to achieve performance when market conditions are favourable while protecting the capital in the case of<br \/>\nmarket downturns, thus minimizing volatility and risk. With EUR 2.6 billion in assets under management in<br \/>\nprotected flexible funds and a 25-year track record in structured funds, Amundi is a renowned key player in the<br \/>\nEuropean market.\u201d<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Amundi has launched a new fund aimed at investors seeking investment<br \/>\nreturns with the comfort of a permanent partial capital protection. This new generation of flexible and multiasset structured fund combines, active management to provide moderate growth while controlling the risk of<br \/>\ncapital loss.<\/p>\n","protected":false},"author":20,"featured_media":56594,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1471],"tags":[1809,1655,1673,1675,1657,1674,1716,1437,1691,1686,1692,1720,1952],"_links":{"self":[{"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/posts\/56596"}],"collection":[{"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/comments?post=56596"}],"version-history":[{"count":0,"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/posts\/56596\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/media\/56594"}],"wp:attachment":[{"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/media?parent=56596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/categories?post=56596"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/beta.next-finance.net\/en\/wp-json\/wp\/v2\/tags?post=56596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}