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With today’s low interest rate environment and highly volatile markets, many investors are faced with the
challenge of deciding how to save and build capital while protecting their investments over the long term.
Traditional forms of savings, can no longer be relied upon to provide regular, growth and income. In reality,
they can erode invested capital when inflation is taken into account.
The fund is designed for investors looking for returns through financial market investment but who do not have the appetite for the associated risks.
A broad investment universe with active dynamic management
[[ For more information on the investment policy, please refer to the Fund Prospectus and the Sub-fund KIID]]
This fund aims to achieve moderate growth through an actively managed portfolio based on fundamental
market analysis and investment with conviction. The fund management team can seek performance
opportunities from a wide investment universe drawing from the complete range of asset classes, sectors and
industries, issuers, geographical areas and currencies. When market conditions are on an upward trend, the
fund invests in riskier assets, such as equities and corporate bonds, to capture their performance potential.
When the market starts to show signs of a negative trend, the managers reduce the portfolio’s level of risk and
the fund shifts towards less risky assets, such as government bonds and money market instruments.
Peace of mind through the partial permanent capital protection
For investors reluctant to take risk on their capital, Amundi has integrated a partial permanent capital
guarantee. The daily capital protection of 90% is locked in at the highest net asset value (NAV) achieved since
the fund inception date. In this way, the level of protection increases each time the fund’s NAV reaches a new
high.
If markets trend downwards, and the fund’s NAV declines, the protection facility guarantees investors’ capital will not fall below 90% of the highest NAV recorded. In addition, this new generation of structured
product offers subscription and redemption any time without penalty to the guarantee, so investors can access their investment whenever required.
Christian Pellis, Global Head of Distribution of Amundi, says “In today’s long term, low interest rate
environment, savers are caught between a rock and a hard place. With this fund, investors have a new
approach to boosting returns without exposing themselves to too much risk. It has broad appeal for investors
who, for many reasons, remain cautious, such as those looking to transition into lower risk strategies, or people
approaching retirement who cannot afford to risk a fall in the value of their assets.”
Isabelle de Malherbe, Head of Product Specialists – Structured Solutions, of Amundi, “With its wide investment
universe, the investment strategy adapts dynamically to different phases in market cycles. In this way, the fund
seeks to achieve performance when market conditions are favourable while protecting the capital in the case of
market downturns, thus minimizing volatility and risk. With EUR 2.6 billion in assets under management in
protected flexible funds and a 25-year track record in structured funds, Amundi is a renowned key player in the
European market.”
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